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The guideline never ever really took impact. And today the customer security bureau is proposing to remove it the dining dining table.

The agency's chief, Kathy Kraninger, said in a statement that pulling back once again the rule would encourage competition within the payday financing industry which help enhance credit alternatives for borrowers in need of assistance.

Critics state the customer security bureau is siding with all the extremely industry it's expected to manage and it is scrapping a guideline that will have protected borrowers from skyrocketing rates of interest.

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