Federal Subsidized Stafford Loans: Need-based loans open to undergraduate and graduate pupils enrolled at half-time that is least. Interest will not accrue from the loan whilst the pupil is enrolled at half-time that is least in a degree-seeking system as well as 6 months thereafter, from which time payment regarding the principal and interest must start. Re re Payment is delayed if the student comes back to college.
Federal Unsubsidized Stafford Loans: Non-need-based loans open to undergraduate and graduate students enrolled at least half-time. Interest does accrue from the loan. Repayment for the interest could be the pupil's duty through the date the mortgage is disbursed and could be compensated or capitalized (added) into the balance that is principal of loan.